Life Insurance

Protecting our future is probably one of the most important things we can do.  Protecting our future so others don’t feel the financial burden when we are no longer here is just as important.  Life insurance products are the cornerstone of complete financial planning.  At Uplift Education, we make it easy for you to gain access to an affordable insurance plans that offer a variety of benefit options.

Basic Group Term Life and Accidental Death and Dismemberment (AD&D) Insurance

Uplift Education provides basic life insurance and accidental death and dismemberment (AD&D) insurance to all eligible employees at no cost to you (100% paid by Uplift). These plans provide coverage equal to the employee’s annual base salary, to a maximum of $100,000. This benefit reduces to 65% of the employees salary at age 65, and 50% at age 70. Please note: Salaries for insurance purposes are as of 7/1 of the previous plan year. Any adjustments in salary after this date will be processed and affect coverage amounts for the following plan year. Please also see the Basic Life Summary, Life Policy and Life Class 1 Certificate.

Supplemental Life and AD&D Insurance

Supplemental Life and AD&D insurance provides you financial security at an affordable cost. Employees can elect up to five (5) times their annual salary (up to $300,000) of coverage. If you elect employee coverage, you will have the option to enroll your spouse for up to 50% of the elected employee amount (up to $30,000), and/or your children for $10,000 worth of coverage. These coverage maximums are guaranteed issue amounts, meaning that you will not have to provide an Evidence of Insurability (EOI) form, or go through the medical underwriting process! Please also review the Term Life and AD&D Employee Flyer, Portability and Conversion Flyer, Voluntary Life and AD&D Policies, as well as the Certificates of Insurance; Class 1 Life & AD&D.

Universal Life Insurance

Uplift Education also provides eligible employees with the option of enrolling in Universal Life Insurance. This plan is provided by Transamerica, and is portable (meaning you can take it with you when you leave Uplift Education!), permanent life insurance. Rates for this plan are dependent on coverage selected and employee age. Pricing even stays the same after retirement! See the Universal Life page of your Benefit Guide for more details. Please see the Universal Life Flyer or the UL Contract for more details.

Need additional information?
Benefits Service Center
Phone: 1-866-409-3174
Hours: 8:00 am – 7:00 pm (Monday – Friday) or Saturday 9:00 am – 3:00 pm

Supplemental Life and AD&D Insurance
BCBSTX Dearborn
Phone: (877) 442-4207
Website: www.bcbstx.com/ancillary

Universal Life Insurance
Transamerica
Phone: 1-800-797-2643
Website: www.transamerica.com