Short and Long Term Disability

Short Term Disability

Short Term Disability (STD) provides you a fantastic way to protect your income in the event you were to be medically unable to work due to a qualified injury or illness. Benefits begin on the 8th calendar day of injury/illness, and are payable up to 25 weeks. Short Term Disability provides a weekly benefit paid directly to you, from as low as $100 per week up to 60% of your weekly income (with a maximum of $1,000 per week). More information about Short Term Disability is provided within the following documents; STD Flyer, STD Class 1 Certificate, & STD Policy.

A pre-existing condition clause would apply to any disability within the first 12 months after coverage begins, and applies to any condition diagnosed or treated up to 3 months prior to coverage start date. 

If you waive medical coverage, you may use your $250 employer subsidy to cover the cost of Short Term Disability coverage.

Long Term Disability

Uplift Education provides Long Term Disability (LTD) insurance for eligible employees at no cost to the employee (100% paid by Uplift!) Long Term Disability provides income replacement for individuals who are medically unable to work for longer than 180 days. Benefits are 50% of your monthly salary (up to $7,500), and are payable through Social Security Retirement Age (if not released to work sooner). More information about Long Term Disability is provided within the following documents; LTD Flyer, LTD Class 1 Certificate & LTD Policy.

Please note: Salaries for insurance purposes are as of 7/1 of the previous plan year. Any adjustments in salary after this date will be processed and affect coverage amounts for the following plan year.

Need additional information?
Benefits Service Center
Phone: 1-866-409-3174
Hours: 8:00 am – 7:00 pm (Monday – Friday) or Saturday 9:00 am – 3:00 pm

BCBSTX Dearborn
Phone: (877) 442-4207
Website: www.bcbstx.com/ancillary